WorkersCompensation
Are your people classified correctly?
Business coverage
Coverage placed against your actual payroll and job classifications, reviewed before renewal rather than after an audit finds a mismatch. Misclassified employees are one of the more common, and more expensive, surprises we find.
Check it yourself
Two minutes with the policyyou already have.
01
Where to look
The comp declarations, Classification schedule
02
What it reads
Four-digit class codes with an estimated payroll against each
03
What goes wrong
Read the description next to each code and ask whether it still matches what those people do. Wrong codes inflate every renewal until somebody corrects them.
Rather we did it? Send the declarations page and we will read this line and every other one on it.
Start a Policy Review