Commercial insurance broker in Garden City, New York
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Fivepractices.
Fivepractices.
Client result
Gray's Papaya
A New York original.
Higher limits. At least 42% less, broker fee included.
Umbrella raised from $1M to $5M. Employment practices coverage added.
Gray's Papaya has served hot dogs at 72nd and Broadway for years. We read the program, took it to market, and placed broader coverage.
2026-27 business policy and umbrella premium plus our broker fee, compared with the 2025-26 business policy earned premium alone. Coverage compared with the prior carrier's 2026-27 renewal terms. The new program excludes terrorism and has a $3,000 deductible. Every account is different. Terms depend on underwriting.
How itworks.
- 01We read itYour policy, forms, and endorsements.
- 02We tell youIf it's right, we say so.
- 03We shop itOnly when there's a reason to.
- 04We switch itDates lined up.
How itworks.
We read your policy before you sign anything.
We read it
Your policy, forms, and endorsements.
We tell you
If it's right, we say so.
We shop it
Only when there's a reason to.
We switch it
Dates lined up.
Bring the policyyou have.
We review it with you.
If it's right, we say so.