ExcessandSurplusLines
Been declined by the standard market?
Business coverage
Wholesale market access for risks standard carriers decline: older buildings, higher-hazard operations, or businesses with a claims history that's made the standard market difficult. We work these markets directly rather than referring you elsewhere.
Check it yourself
Two minutes with the policyyou already have.
01
Where to look
The top of the declarations, and any attached notice
02
What it reads
"This insurer is not licensed in this state" or a surplus lines stamp
03
What goes wrong
That is a surplus lines placement. Worth asking every renewal whether the reason you are there still applies, because it often does not.
Rather we did it? Send the declarations page and we will read this line and every other one on it.
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