Personal coverage
Insured to what it actually costs to rebuild, not what it would sell for. We check the wind and water deductibles separately, since those are often higher than the standard deductible and easy to miss.
Check it yourself
Two minutes with the policyyou already have.
01
Where to look
Declarations page, Coverage A Dwelling
02
What it reads
A dollar figure, sometimes with "Replacement Cost" beside it
03
What goes wrong
If that number is close to what your house would sell for, it is probably wrong. Rebuild cost ignores the land and the neighbourhood entirely.
Rather we did it? Send the declarations page and we will read this line and every other one on it.
Start a Policy Review